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Take control of personal finances when considering divorce

Despite how amicable a divorce is, it will always remain difficult in many ways. Each spouse has to take control of their own financial future. The pain may only be prolonged if one lives in denial without accepting reality. The moment when a California couple begins seriously considering divorce, both parties may want to set the wheels in motion to establish separate financial arrangements.

If a couple had been sharing financial or other representatives while married, this might be the time for each party to seek their own representation. Divorce proceedings may be complex, and the guidance may smooth the path. In order to take control, joint bank accounts should be closed, and separate accounts opened. The same goes for credit cards. Existing credit card accounts should be monitored to avoid any revenge spending prior to the divorce being finalized.

If one spouse handled family finances during the marriage, the other party should familiarize him or herself with all financial detail that is in their name. When it is impossible for couples to sit down and discuss these matters amicably, they may want to seek assistance from a mediator. Delaying the process with arguments may result in unnecessarily high legal costs. One aspect that should not be overlooked is the updating of beneficiaries on all of those insurance policies that may be long forgotten.

Even if a person has gone through a divorce before, there are bound to be many questions when considering divorce in California. There will be issues like who will keep the marital home and vehicles, along with a possible need for spousal or child support. Obtaining information so a person can be prepared for what is to follow may help in making informed decisions to ensure a financially secure future as a single person.

Source:, "How to Protect Your Finances in a Divorce", AJ Smith, March 28, 2014

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Victoria S. Linder Law Office
5303 Folsom Boulevard
Sacramento, CA 95819

Phone: 916-905-4805
Fax: 916-498-0127
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